{"id":2853,"date":"2023-03-04T13:06:10","date_gmt":"2023-03-04T12:06:10","guid":{"rendered":"https:\/\/www.imovel.pt\/news\/?p=2853"},"modified":"2023-03-04T13:06:10","modified_gmt":"2023-03-04T12:06:10","slug":"participacao-obito-financas","status":"publish","type":"post","link":"https:\/\/www.imovel.pt\/news\/financas\/participacao-obito-financas","title":{"rendered":"Participa\u00e7\u00e3o de \u00f3bito \u00e0s Finan\u00e7as: Como fazer"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Sabemos o qu\u00e3o dif\u00edcil pode ser lidar com a morte de um familiar. Por essa raz\u00e3o vimos sumariar os procedimentos legais que devem ser tratados. No caso de pessoa com bens a serem herdados, <strong>a <\/strong><\/span><strong>participa\u00e7\u00e3o de \u00f3bito \u00e0s Finan\u00e7as <\/strong><span style=\"font-weight: 400;\"><strong>\u00e9 obrigat\u00f3ria<\/strong>, mas n\u00e3o \u00e9 a \u00fanica burocracia necess\u00e1ria. Vamos explicar-te tudo.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2>Participa\u00e7\u00e3o de \u00d3bito \u00e0s Finan\u00e7as<\/h2>\n<p><span style=\"font-weight: 400;\">No caso de a pessoa falecida possuir bens, estes devem ser registados e comunicados \u00e0s Finan\u00e7as pelo <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.imovel.pt\/news\/imobiliario\/cabeca-de-casal\"><span style=\"font-weight: 400;\">cabe\u00e7a de casal<\/span><\/a><\/span><span style=\"font-weight: 400;\">. A <\/span><span style=\"font-weight: 400;\">declara\u00e7\u00e3o de \u00f3bito \u00e0s Finan\u00e7as <\/span><span style=\"font-weight: 400;\">deve acontecer <strong>at\u00e9 ao final do 3\u00ba m\u00eas<\/strong> seguinte ao da data de falecimento. Pode ser feita presencialmente no servi\u00e7o de Finan\u00e7as da regi\u00e3o ou online no <\/span><span style=\"font-weight: 400;\">Espa\u00e7o \u00d3bito<\/span><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2>Obter o Certificado M\u00e9dico de \u00d3bito<\/h2>\n<p><span style=\"font-weight: 400;\">A primeira burocracia a tratar est\u00e1 em volta do <\/span><b>certificado m\u00e9dico de \u00f3bito<\/b><span style=\"font-weight: 400;\">. Trata-se do documento emitido pelo m\u00e9dico que atesta a morte no momento em que esta ocorre. Se a morte acontecer num hospital, a pr\u00f3pria institui\u00e7\u00e3o passa o certificado; se ocorrer em casa, deves chamar o 112 sendo que ser\u00e3o estes profissionais a emitir o certificado.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2>Declarar o \u00f3bito no Registo Civil<\/h2>\n<p><span style=\"font-weight: 400;\">O segundo passo \u00e9 declarar o \u00f3bito perante o Registo Civil, que s\u00f3 poder\u00e1 ser feito depois de obtido o certificado m\u00e9dico de \u00f3bito. Com este documento deves dirigir-te a uma Conservat\u00f3ria do Registo Civil, Loja do Cidad\u00e3o, Espa\u00e7o Registos do IRN ou Consulado Portugu\u00eas, num prazo de 48 horas ap\u00f3s a morte. Tamb\u00e9m \u00e9 poss\u00edvel tratar deste procedimento atrav\u00e9s do <\/span><span style=\"font-weight: 400;\">Balc\u00e3o Online do IRN<\/span><span style=\"font-weight: 400;\">. Deves apresentar os seguintes documentos:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Certificado M\u00e9dico de \u00d3bito;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Documentos de Identifica\u00e7\u00e3o da pessoa falecida: Cart\u00e3o de Cidad\u00e3o ou Bilhete de Identidade e Cart\u00e3o de Contribuinte.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Declarado o \u00f3bito, o <\/span><b>Instituto dos Registos e Notariado emite a Certid\u00e3o de \u00d3bito<\/b><span style=\"font-weight: 400;\"> &#8211; gratuitamente -, que ser\u00e1 necess\u00e1ria no passo seguinte: a <\/span><span style=\"font-weight: 400;\">participa\u00e7\u00e3o do \u00f3bito \u00e0s Finan\u00e7as<\/span><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2858 size-full\" src=\"https:\/\/www.imovel.pt\/news\/wp-content\/uploads\/2023\/03\/Declarado-o-obito-o-Instituto-dos-Registos-e-Notariado-emite-a-Certidao-de-Obito-gratuitamente.jpg\" alt=\"participa\u00e7\u00e3o \u00f3bito finan\u00e7as\" width=\"1480\" height=\"986\" srcset=\"https:\/\/www.imovel.pt\/news\/wp-content\/uploads\/2023\/03\/Declarado-o-obito-o-Instituto-dos-Registos-e-Notariado-emite-a-Certidao-de-Obito-gratuitamente.jpg 1480w, https:\/\/www.imovel.pt\/news\/wp-content\/uploads\/2023\/03\/Declarado-o-obito-o-Instituto-dos-Registos-e-Notariado-emite-a-Certidao-de-Obito-gratuitamente-300x200.jpg 300w, https:\/\/www.imovel.pt\/news\/wp-content\/uploads\/2023\/03\/Declarado-o-obito-o-Instituto-dos-Registos-e-Notariado-emite-a-Certidao-de-Obito-gratuitamente-1024x682.jpg 1024w, https:\/\/www.imovel.pt\/news\/wp-content\/uploads\/2023\/03\/Declarado-o-obito-o-Instituto-dos-Registos-e-Notariado-emite-a-Certidao-de-Obito-gratuitamente-768x512.jpg 768w\" sizes=\"auto, (max-width: 1480px) 100vw, 1480px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2>Participa\u00e7\u00e3o \u00d3bito \u00e0s Finan\u00e7as: Documentos necess\u00e1rios<\/h2>\n<p><span style=\"font-weight: 400;\">A participa\u00e7\u00e3o de \u00f3bito do familiar falecido deve ser feita por aquele que ser\u00e1 definido como cabe\u00e7a de casal \u2013 tipicamente, o familiar mais pr\u00f3ximo. <strong>Devem ser apresentados os seguintes documentos:<\/strong><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Modelo 1 do Imposto de Selo preenchido;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Identifica\u00e7\u00e3o dos bens do falecido (Anexo 1);<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00f3pia da Certid\u00e3o de \u00d3bito emitida pelo IRN;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Documentos de Identifica\u00e7\u00e3o da pessoa falecida;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Documentos de Identifica\u00e7\u00e3o do <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.imovel.pt\/news\/imobiliario\/cabeca-de-casal\">cabe\u00e7a de casal;<\/a><\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Testamento ou Escritura de Doa\u00e7\u00e3o (caso exista);<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nome completo e n\u00famero de contribuinte de todos os herdeiros.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">No que diz respeito \u00e0 identifica\u00e7\u00e3o dos bens do falecido, trata-se de uma listagem anexa ao Modelo 1 do Imposto de Selo onde devem ser identificados todos os bens do falecido e respetivos valores.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Declarar \u00f3bito \u00e0s Finan\u00e7as <\/span><span style=\"font-weight: 400;\">\u00e9 um procedimento gratuito, no entanto, quando a transmiss\u00e3o de bens se d\u00e1 para irm\u00e3os ou sobrinhos do falecido, pode ser cobrado um imposto de selo \u00e0 taxa de 10% sobre o valor total dos bens declarados.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2>Que bens devem ser identificados no Anexo 1?<\/h2>\n<p><span style=\"font-weight: 400;\">O <\/span><span style=\"font-weight: 400;\">artigo 26.\u00ba do C\u00f3digo do Imposto de Selo<\/span><span style=\"font-weight: 400;\">, define os bens que devem ser identificados como alvo de transmiss\u00e3o para herdeiros. <strong>S\u00e3o estes:<\/strong><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contas banc\u00e1rias;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Im\u00f3veis;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ve\u00edculos;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Planos poupan\u00e7a-reforma;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Seguros de Vida;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A\u00e7\u00f5es e Certificados de Aforro;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fundos de Investimento;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bens preciosos, como ouro, prata e pedras preciosas.<\/span><\/li>\n<\/ul>\n<figure id=\"attachment_2859\" aria-describedby=\"caption-attachment-2859\" style=\"width: 1102px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2859 size-full\" src=\"https:\/\/www.imovel.pt\/news\/wp-content\/uploads\/2023\/03\/O-artigo-26.o-do-Codigo-do-Imposto-de-Selo-define-os-bens-que-devem-ser-identificados-como-alvo-de-transmissao-para-herdeiros..png\" alt=\"\" width=\"1102\" height=\"736\" srcset=\"https:\/\/www.imovel.pt\/news\/wp-content\/uploads\/2023\/03\/O-artigo-26.o-do-Codigo-do-Imposto-de-Selo-define-os-bens-que-devem-ser-identificados-como-alvo-de-transmissao-para-herdeiros..png 1102w, https:\/\/www.imovel.pt\/news\/wp-content\/uploads\/2023\/03\/O-artigo-26.o-do-Codigo-do-Imposto-de-Selo-define-os-bens-que-devem-ser-identificados-como-alvo-de-transmissao-para-herdeiros.-300x200.png 300w, https:\/\/www.imovel.pt\/news\/wp-content\/uploads\/2023\/03\/O-artigo-26.o-do-Codigo-do-Imposto-de-Selo-define-os-bens-que-devem-ser-identificados-como-alvo-de-transmissao-para-herdeiros.-1024x684.png 1024w, https:\/\/www.imovel.pt\/news\/wp-content\/uploads\/2023\/03\/O-artigo-26.o-do-Codigo-do-Imposto-de-Selo-define-os-bens-que-devem-ser-identificados-como-alvo-de-transmissao-para-herdeiros.-768x513.png 768w\" sizes=\"auto, (max-width: 1102px) 100vw, 1102px\" \/><figcaption id=\"caption-attachment-2859\" class=\"wp-caption-text\">Fonte: portaldasfinancas.gov.pt<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<h2>Comunicar o falecimento ao Banco<\/h2>\n<p><span style=\"font-weight: 400;\">Antes de efetuar a participa\u00e7\u00e3o do \u00f3bito \u00e0s Finan\u00e7as, se o falecido dispuser de contas banc\u00e1rias em seu nome, tamb\u00e9m a Institui\u00e7\u00e3o Banc\u00e1ria deve ser informada do seu falecimento. Para isso deve ser apresentada a certid\u00e3o de \u00f3bito. Para movimentar a conta, o <\/span><span style=\"font-weight: 400;\">Banco de Portugal<\/span><span style=\"font-weight: 400;\"> informa que n\u00e3o s\u00e3o autorizados levantamentos de quaisquer dep\u00f3sitos sem que os herdeiros demonstrem que se encontra pago o imposto do selo relativo \u00e0 transmiss\u00e3o desses dep\u00f3sitos. Para esse prop\u00f3sito, tamb\u00e9m a habilita\u00e7\u00e3o de herdeiros deve ser apresentada.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2>Habilita\u00e7\u00e3o de Herdeiros<\/h2>\n<p><span style=\"font-weight: 400;\">Depois de efetuada a <\/span><span style=\"font-weight: 400;\">participa\u00e7\u00e3o do \u00f3bito \u00e0s Finan\u00e7as<\/span><span style=\"font-weight: 400;\">, tem que ser feita a habilita\u00e7\u00e3o de herdeiros, de modo a que seja poss\u00edvel declarar quem s\u00e3o os herdeiros, registar os bens da <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.imovel.pt\/news\/financas\/heranca\">heran\u00e7a<\/a><\/span> em nome destes e fazer a respetiva distribui\u00e7\u00e3o dos bens. A habilita\u00e7\u00e3o de herdeiros deve ser pedida, mais uma vez, pelo <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.imovel.pt\/news\/imobiliario\/cabeca-de-casal\">cabe\u00e7a de casal<\/a><\/span> e tem um custo m\u00ednimo de 150 euros, consoante o tipo de habilita\u00e7\u00e3o, que podem ser:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Habilita\u00e7\u00e3o de herdeiros simples<\/b><span style=\"font-weight: 400;\">: identifica os herdeiros;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Habilita\u00e7\u00e3o de herdeiros com registo dos bens<\/b><span style=\"font-weight: 400;\">: identifica os herdeiros e os bens da <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.imovel.pt\/news\/imobiliario\/heranca-indivisa\">heran\u00e7a<\/a><\/span>;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Habilita\u00e7\u00e3o de herdeiros com registo e partilha dos bens<\/b><span style=\"font-weight: 400;\">: identifica os herdeiros e os bens e faz a partilha entre estes.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Para ser feita a habilita\u00e7\u00e3o devem ser apresentados os seguintes documentos:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00f3pia da Certid\u00e3o de \u00d3bito;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Documentos de Identifica\u00e7\u00e3o do falecido e do cabe\u00e7a de casal;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Testamento ou Escritura de Doa\u00e7\u00e3o (caso exista);<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nome completo e n\u00famero de contribuinte de todos os herdeiros.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Para saberes mais sobre Heran\u00e7as, considera ler o artigo: <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.imovel.pt\/news\/financas\/heranca\"><span style=\"font-weight: 400;\">Heran\u00e7a \u2013 Um Guia para a partilha de bens<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2>Participa\u00e7\u00e3o \u00f3bito Finan\u00e7as: Apoios do Estado<\/h2>\n<p><span style=\"font-weight: 400;\">Se for<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">do teu interesse, ap\u00f3s o falecimento de um familiar, o Estado concede alguns apoios, mas que devem ser solicitados, ou seja, n\u00e3o s\u00e3o atribu\u00eddos automaticamente. Estes apoios s\u00e3o:<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Subs\u00eddio por morte<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Se o falecido for benefici\u00e1rio da Seguran\u00e7a Social, os familiares podem solicitar um subs\u00eddio que \u00e9 pago de uma s\u00f3 vez. Para tal, deves preencher e entregar o <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.seg-social.pt\/documents\/10152\/9909209\/RP_5075_DGSS.pdf\/e43d7c69-1279-49cf-9b94-ee6eef01f985\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Requerimento de Presta\u00e7\u00f5es por Morte<\/span><\/a><\/span><span style=\"font-weight: 400;\"> no prazo de 180 dias depois do falecimento.\u00a0<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Reembolso das despesas do funeral<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Se o falecido for benefici\u00e1rio do regime geral de seguran\u00e7a social, os familiares podem receber o valor das despesas tidas com o funeral, desde que apresentem prova de pagamento das mesmas. Contudo, n\u00e3o podem haver familiares que tenham beneficiado do subs\u00eddio por morte. O pedido \u00e9 efetuado por preenchimento do <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.seg-social.pt\/documents\/10152\/9909216\/RP_5076_DGSS.pdf\/df2a273d-d88e-41eb-a47b-cf6dd8cf0a9c\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Requerimento de Reembolso de Despesas de Funeral<\/span><\/a><\/span><span style=\"font-weight: 400;\"> no prazo de 90 dias ap\u00f3s a data do registo do \u00f3bito no IRN.<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Subs\u00eddio de funeral<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Destina-se \u00e0queles que n\u00e3o estejam enquadrados no regime de prote\u00e7\u00e3o social e, por isso, n\u00e3o beneficiem do subs\u00eddio por morte. Para obter este subs\u00eddio deves preencher o <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.seg-social.pt\/documents\/10152\/38425\/RP_5033_DGSS\/2928cd5c-176a-4359-b3c5-d5cb60cc6584\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Requerimento de Subs\u00eddio de Funeral<\/span><\/a><\/span><span style=\"font-weight: 400;\"> e entreg\u00e1-lo no prazo de 6 meses contados a partir do m\u00eas seguinte \u00e0quele em que ocorreu o falecimento.\u00a0<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Pens\u00e3o de viuvez<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Destina-se aos vi\u00favos dos benefici\u00e1rios de pens\u00e3o social. Para efetuar o pedido deves preencher o <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.seg-social.pt\/documents\/10152\/38302\/RP_5018_DGSS\/770796ef-37e2-4ea1-8a5a-77a330a105e9\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Requerimento de Presta\u00e7\u00f5es por Morte<\/span><\/a><\/span><span style=\"font-weight: 400;\"> e entreg\u00e1-lo na Seguran\u00e7a Social, no prazo de 6 meses a contar do m\u00eas seguinte ao do falecimento.<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Pens\u00e3o de orfandade<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Esta pens\u00e3o destina-se \u00e0s pessoas \u00f3rf\u00e3os de pai, m\u00e3e ou de ambos, com nacionalidade portuguesa e residentes no pa\u00eds, concedida at\u00e9 completarem a maioridade. O pedido \u00e9 feito atrav\u00e9s do preenchimento do <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.seg-social.pt\/documents\/10152\/38302\/RP_5018_DGSS\/770796ef-37e2-4ea1-8a5a-77a330a105e9\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Requerimento de Presta\u00e7\u00f5es por Morte<\/span><\/a><\/span><span style=\"font-weight: 400;\"> que deve ser entregue na Seguran\u00e7a Social no prazo de 6 meses contados a partir do m\u00eas seguinte ao do falecimento.<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Pens\u00e3o de sobreviv\u00eancia<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">A pens\u00e3o de sobreviv\u00eancia destina-se a todos os familiares do falecido que tenham perdido rendimento resultante da sua morte. Para serem eleg\u00edveis, o falecido deve ter, \u00e0 data da morte, 36 ou 72 meses de contribui\u00e7\u00f5es, conforme o Regime Geral de Seguran\u00e7a Social ou o Regime do Seguro Social Volunt\u00e1rio, respetivamente. O pedido de pens\u00e3o de sobreviv\u00eancia \u00e9 realizado pelo preenchimento do <\/span><a href=\"https:\/\/www.seg-social.pt\/documents\/10152\/9909209\/RP_5075_DGSS.pdf\/e43d7c69-1279-49cf-9b94-ee6eef01f985\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\"><span style=\"text-decoration: underline;\">Requerimento de Presta\u00e7\u00f5es por Morte<\/span><\/span><\/a><span style=\"font-weight: 400;\">, entregue no prazo de 6 meses contados a partir da data de falecimento.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2>Participa\u00e7\u00e3o \u00d3bito \u00e0s Finan\u00e7as de forma resumida&#8230;<\/h2>\n<p><span style=\"font-weight: 400;\">Antes da <\/span><span style=\"font-weight: 400;\">partici\u00e7\u00e3o de \u00f3bito \u00e0s Finan\u00e7as<\/span><span style=\"font-weight: 400;\">, deves assegurar-te de que tens o Certificado M\u00e9dico de \u00d3bito e a Certid\u00e3o de \u00d3bito emitida pelo IRN. Depois disso segue-se a habilita\u00e7\u00e3o de herdeiros da <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.imovel.pt\/news\/financas\/heranca\">heran\u00e7a<\/a><\/span> que possa ser deixada pelo familiar falecido. O \u00f3bito tamb\u00e9m deve ser comunicado ao banco onde o falecido tenha contas banc\u00e1rias em seu nome. Para terminar as burocracias, podes pedir ao Estado alguns apoios pecuni\u00e1rios a que possas ter direito.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sabemos o qu\u00e3o dif\u00edcil pode ser lidar com a morte de um familiar. Por essa raz\u00e3o vimos sumariar os procedimentos legais que devem ser tratados. No caso de pessoa com bens a serem herdados, a participa\u00e7\u00e3o de \u00f3bito \u00e0s Finan\u00e7as \u00e9 obrigat\u00f3ria, mas n\u00e3o \u00e9 a \u00fanica burocracia necess\u00e1ria. Vamos explicar-te tudo. &nbsp; Participa\u00e7\u00e3o de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2857,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[149],"tags":[169,272],"class_list":["post-2853","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas","tag-heranca","tag-participacao-obito-financas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Participa\u00e7\u00e3o \u00f3bito Finan\u00e7as: Como fazer - im\u00f3vel.pt News<\/title>\n<meta name=\"description\" content=\"No caso de pessoa com bens a serem herdados, a participa\u00e7\u00e3o de \u00f3bito \u00e0s Finan\u00e7as \u00e9 obrigat\u00f3ria, mas n\u00e3o \u00e9 a \u00fanica burocracia necess\u00e1ria.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imovel.pt\/news\/financas\/participacao-obito-financas\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Participa\u00e7\u00e3o de \u00f3bito \u00e0s Finan\u00e7as: Como fazer\" \/>\n<meta property=\"og:description\" content=\"No caso de pessoa com bens a serem herdados, a participa\u00e7\u00e3o de \u00f3bito \u00e0s Finan\u00e7as \u00e9 obrigat\u00f3ria, mas n\u00e3o \u00e9 a \u00fanica burocracia necess\u00e1ria.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imovel.pt\/news\/financas\/participacao-obito-financas\" \/>\n<meta property=\"og:site_name\" content=\"im\u00f3vel.pt News\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/imovel.pt\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-04T12:06:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.imovel.pt\/news\/wp-content\/uploads\/2023\/03\/Participacao-de-obito-as-Financas-Como-fazer.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1203\" \/>\n\t<meta property=\"og:image:height\" content=\"801\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"im\u00f3vel.pt\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"im\u00f3vel.pt\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.imovel.pt\\\/news\\\/financas\\\/participacao-obito-financas#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imovel.pt\\\/news\\\/financas\\\/participacao-obito-financas\"},\"author\":{\"name\":\"im\u00f3vel.pt\",\"@id\":\"https:\\\/\\\/www.imovel.pt\\\/news\\\/#\\\/schema\\\/person\\\/5d403e48cef3333473719d7916dc7ae4\"},\"headline\":\"Participa\u00e7\u00e3o de \u00f3bito \u00e0s Finan\u00e7as: Como fazer\",\"datePublished\":\"2023-03-04T12:06:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.imovel.pt\\\/news\\\/financas\\\/participacao-obito-financas\"},\"wordCount\":1439,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.imovel.pt\\\/news\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imovel.pt\\\/news\\\/financas\\\/participacao-obito-financas#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.imovel.pt\\\/news\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/Participacao-de-obito-as-Financas-Como-fazer.jpg\",\"keywords\":[\"Heran\u00e7a\",\"Participa\u00e7\u00e3o \u00f3bito Finan\u00e7as\"],\"articleSection\":[\"Finan\u00e7as\"],\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.imovel.pt\\\/news\\\/financas\\\/participacao-obito-financas#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.imovel.pt\\\/news\\\/financas\\\/participacao-obito-financas\",\"url\":\"https:\\\/\\\/www.imovel.pt\\\/news\\\/financas\\\/participacao-obito-financas\",\"name\":\"Participa\u00e7\u00e3o \u00f3bito Finan\u00e7as: Como fazer - 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